Money management that actually keeps up.
Benjamin Stacker connects to your bank, categorizes every transaction with AI, and learns your corrections. When it has a question, it messages you on Telegram instead of leaving a pile in your inbox.
Read-only bank access. Your login stays with your bank. No card required during beta.
All of your money, managed, without the backlog.
Automatic bank sync
Connects to thousands of banks and credit unions with read-only access. Syncs run on a schedule so your data is never stale.
AI categorization that learns
It asks when it is unsure and remembers your answer as a durable rule. Every correction makes the next month cheaper and quieter.
Telegram native
The bot messages you directly. Answer a categorization question with one tap, or ask it anything about your money in plain language.
Know where you stand
Two honest numbers, always visible: what you are on track to end the month with, and what is in the bank after your stacks and upcoming bills.
Debt payoff plan
Avalanche ordering with real payoff dates. Adjust the extra payment and watch every date move in response.
Monthly targets and side stacks
No zero-based busywork. Targets track your pace through the month, and side stacks set money aside for the bills that only show up a few times a year: a stack for taxes, a stack for insurance, a stack for Christmas.
Three steps, then it runs itself.
Connect your bank
Link your accounts in a couple of minutes. Access is read-only from the start.
Answer a few questions
Reply to the bot in Telegram while the AI learns your patterns and builds rules from your answers.
Check one number
Before you spend, glance at what the month is on track to end with. That is the whole habit.
One plan. Everything included.
- Check Unlimited accounts and transactions
- Check AI money manager with daily sync
- Check Telegram bot
- Check Debt payoff planner
- Check Payee rules engine
- Check Email support
30-day free trial. Currently in private beta: an invite code is required to create an account.
Common questions
Is my bank login shared with you?
No. SimpleFin issues a read-only token for your accounts. We never see your bank username or password.
What AI do you use?
Anthropic Claude. Transaction descriptions and amounts are processed to categorize transactions and answer your questions.
Can I cancel?
Anytime. Billing runs through Stripe once we are out of beta, and cancellation takes effect at the end of your billing period.
Does it work outside the US?
Bank coverage currently includes US and Canadian financial institutions.
What happens to my data if I leave?
You can export your data anytime. If you delete your account, your data is removed within 30 days.